Terms of Use

Using the site

You may use this site for its intended purpose: to learn about the council, find a member insurer, and get in touch. Please do not misuse it, for example by trying to break it, overload it, or access parts you are not meant to.

Our content

The text, images, logo, and design on this site belong to the Insurance Council of Zimbabwe or are used with permission. Please do not copy or reuse them for your own purposes without asking. You are welcome to share links to the site. Member and reinsurer logos remain the property of their respective owners.

Accuracy and availability

We keep the information on this site current and correct as best we can, but we cannot promise it is always complete or error-free. Cover, pools, forms and the claim process are summarised for guidance; the governing documents and your insurer's policy wording prevail. We aim to keep the site available, but it may occasionally be down for maintenance or for reasons outside our control.

Links to other sites

Where this site links to another website, such as a member's portal, that site is not ours and we are not responsible for its content. Following an external link is at your own discretion.

Our responsibility

The site is provided as is. To the extent the law allows, the Insurance Council of Zimbabwe is not liable for any loss arising from your use of the site or your reliance on its content. Nothing here limits any liability that cannot be limited by law.

Governing law

These terms are governed by the laws of Zimbabwe.

Changes

We may update these terms from time to time. The current version is always the one on this page, with the date shown at the top.

Contact

Questions about these terms: icz@icz.co.zw.

This is a basic starter notice provided with this website, not formal legal advice. It reflects how this site handles data as built. If the council handles sensitive or large-scale personal data, a quick review by a local lawyer is worthwhile.