/* ============================================================
   ICZ insurers.html page-scoped layer: the insurer discovery hub.
   Extends the locked shared system (styles.css). Every color is a
   styles.css custom property or a white/alpha value already used
   by the shared sheet on the royal band. Gated under
   body.page-insurers so nothing leaks onto other pages.
   ============================================================ */

/* ---------- Compact page hero (kit grammar: pale band, secondary scale) ---------- */
.page-insurers .dischero {
  position: relative; overflow: clip;
  padding-top: clamp(6.5rem, 5.5rem + 6vw, 9rem);
  /* Thomas 2026-07-10: hero-to-band junction read squashed; more exhale here. */
  padding-bottom: clamp(3.5rem, 2.75rem + 4vw, 5.75rem);
  background:
    radial-gradient(110% 80% at 92% -10%, rgba(24,144,200,.16), transparent 55%),
    radial-gradient(80% 70% at -5% 0%, rgba(248,176,16,.08), transparent 50%),
    var(--canvas);
}
.page-insurers .dischero__eyebrow { margin-bottom: 1rem; }
.page-insurers .dischero h1 {
  font-size: clamp(2.4rem, 1.4rem + 4.4vw, 4.2rem);
  font-weight: 600; letter-spacing: -0.03em; line-height: 1; margin-bottom: 1rem;
}
.page-insurers .dischero__lead { font-size: var(--fs-lead); color: var(--ink-soft); max-width: 38rem; }

/* hub hero art: right-bleed decorative render, same device as the
   home hero motif (.hero__motif img in styles.css), rebuilt here
   page-scoped so the shared sheet stays frozen */
.page-insurers .dischero .wrap { position: relative; z-index: 1; }
.page-insurers .dischero__motif {
  position: absolute; top: 0; right: 0; height: 100%;
  width: clamp(300px, 46vw, 720px);
  pointer-events: none; z-index: 0; opacity: .95;
}
.page-insurers .dischero__motif img {
  width: 100%; height: 100%;
  object-fit: cover; object-position: right center;
  -webkit-mask-image: linear-gradient(to right, transparent 0, #000 24%);
  mask-image: linear-gradient(to right, transparent 0, #000 24%);
}
/* mobile: motif sits behind the copy, soften it so the dark lead text keeps its contrast floor */
@media (max-width: 600px) {
  .page-insurers .dischero__motif { opacity: .34; }
}

/* ---------- Hub band (royal, full-screen surface) ---------- */
.page-insurers .hub {
  background: var(--canvas-royal); color: var(--ink-inverse);
  /* Thomas 2026-07-10: band needed a real top shoulder and a generous
     bottom before the footer; both junctions were reading squashed. */
  padding-block: clamp(1.75rem, 1.25rem + 2.5vw, 3rem) clamp(4.5rem, 3.5rem + 5vw, 7rem);
  min-height: 100vh;
}

/* sticky search bar: solid royal so cards scroll cleanly beneath it */
/* sticks just below the floating nav pill; content scrolls behind the
   translucent nav above it, same as every band on the site */
.page-insurers .hub__sticky {
  position: sticky; top: clamp(4.1rem, 3.6rem + 1.2vw, 4.7rem); z-index: 50;
  background: var(--canvas-royal);
  padding: 1.1rem 0 .9rem;
  border-radius: 0 0 var(--r-card) var(--r-card);
}
.page-insurers .hub__search {
  display: flex; align-items: center; gap: .6rem;
  background: rgba(255,255,255,.12); border: 1px solid rgba(255,255,255,.22);
  border-radius: var(--r-pill); padding: .8rem 1.2rem;
}
.page-insurers .hub__search svg { width: 18px; height: 18px; opacity: .8; flex-shrink: 0; }
.page-insurers .hub__search input {
  flex: 1; background: none; border: none; color: var(--ink-inverse);
  outline: none; font-size: 1rem; min-width: 4rem;
}
.page-insurers .hub__search input::placeholder { color: rgba(255,255,255,.6); }
.page-insurers .hub__search:focus-within { border-color: rgba(255,255,255,.5); }

/* ---------- Category tab rail: single row desktop, horizontal scroll mobile ---------- */
.page-insurers .hub__tabs {
  display: flex; gap: .5rem; margin: .4rem 0 1rem;
  overflow-x: auto; scrollbar-width: none; -webkit-overflow-scrolling: touch;
  padding-bottom: .25rem;
}
.page-insurers .hub__tabs::-webkit-scrollbar { display: none; }
.page-insurers .hub-tab {
  flex-shrink: 0;
  padding: .6rem 1.1rem; border-radius: var(--r-pill);
  background: transparent; border: 1px solid rgba(255,255,255,.4);
  color: var(--ink-inverse); font-weight: 600; font-size: .88rem;
  transition: background var(--t-fast), color var(--t-fast), border-color var(--t-fast);
}
.page-insurers .hub-tab:hover { background: rgba(255,255,255,.12); }
/* active tab = filled ICZ blue with a white label; --accent-deep is the shared
   sheet's AA-safe blue fill for white labels (same call as .btn--primary) */
.page-insurers .hub-tab[aria-pressed="true"] {
  background: var(--accent-deep); border-color: var(--accent-bright); color: var(--ink-inverse);
}

/* ---------- Second-level product panel (from the General tab) ---------- */
.page-insurers .hub__products {
  background: var(--canvas-royal-2); border-radius: var(--r-card);
  padding: 1.1rem 1.2rem 1.2rem; margin-bottom: 1rem;
}
.page-insurers .hub__products-label {
  font-size: .78rem; font-weight: 600; letter-spacing: .12em; text-transform: uppercase;
  color: rgba(255,255,255,.6); margin-bottom: .7rem;
}
.page-insurers .hub__products-grid { display: flex; flex-wrap: wrap; gap: .45rem; }
.page-insurers .product-toggle {
  padding: .45rem .9rem; border-radius: var(--r-pill);
  background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.18);
  color: rgba(255,255,255,.9); font-weight: 500; font-size: .82rem;
  transition: background var(--t-fast), border-color var(--t-fast), color var(--t-fast);
}
.page-insurers .product-toggle:hover { background: rgba(255,255,255,.16); border-color: var(--accent-bright); }
.page-insurers .product-toggle[aria-pressed="true"] {
  background: var(--accent-deep); border-color: var(--accent-bright); color: var(--ink-inverse);
}

/* ---------- Removable filter chips (AND logic) ---------- */
.page-insurers .hub__chips { display: flex; flex-wrap: wrap; gap: .45rem; }
.page-insurers .hub__chips:not(:empty) { margin-bottom: 1rem; }
.page-insurers .filter-pill {
  display: inline-flex; align-items: center; gap: .45rem;
  padding: .45rem .55rem .45rem .95rem; border-radius: var(--r-pill);
  background: rgba(255,255,255,.12); border: 1px solid rgba(255,255,255,.22);
  color: var(--ink-inverse); font-weight: 600; font-size: .82rem;
  transition: background var(--t-fast), border-color var(--t-fast);
}
.page-insurers .filter-pill:hover { background: rgba(255,255,255,.2); }
.page-insurers .filter-pill .x {
  width: 18px; height: 18px; border-radius: 50%; position: relative;
  background: rgba(255,255,255,.18); flex-shrink: 0;
}
.page-insurers .filter-pill .x::before,
.page-insurers .filter-pill .x::after {
  content: ""; position: absolute; left: 4px; right: 4px; top: 50%; height: 1.5px;
  background: var(--ink-inverse);
}
.page-insurers .filter-pill .x::before { transform: rotate(45deg); }
.page-insurers .filter-pill .x::after { transform: rotate(-45deg); }

/* ---------- Meta row: live count + sort ---------- */
.page-insurers .hub__meta {
  display: flex; align-items: center; justify-content: space-between;
  gap: 1rem; flex-wrap: wrap; margin-bottom: 1.4rem;
}
.page-insurers .hub__count { font-size: .9rem; color: rgba(255,255,255,.78); }
.page-insurers .hub__count #resultNum { font-weight: 700; color: var(--ink-inverse); font-variant-numeric: tabular-nums; }
.page-insurers .hub__sort { display: inline-flex; align-items: center; gap: .55rem; font-size: .85rem; color: rgba(255,255,255,.78); }
.page-insurers .hub__sort select {
  font: inherit; font-weight: 600; color: var(--ink-inverse);
  background: rgba(255,255,255,.12); border: 1px solid rgba(255,255,255,.22);
  border-radius: var(--r-pill); padding: .5rem 1rem; cursor: pointer;
}
.page-insurers .hub__sort select option { color: var(--ink); background: var(--surface); }

/* ---------- Card grid: 1-col mobile, 2 to 4 desktop ---------- */
.page-insurers .hub__grid { display: grid; grid-template-columns: 1fr; gap: 1rem; }

/* card = filled single surface on the royal band (deal-card grammar, 16-20px radius, no border) */
/* catalog: 011 Tilt Card */
/* insurers.js drives a subtle pointer tilt (max 4deg, perspective 1000,
   desktop fine-pointer only) as an inline transform; this transition is
   the catalog's 0.2s ease-out settle. Whole card is also a profile
   toggle, hence the pointer cursor. */
.page-insurers .ins-card {
  background: var(--canvas-royal-2); border-radius: var(--r-card);
  overflow: hidden; display: flex; flex-direction: column;
  cursor: pointer;
  transition: transform var(--t-fast) var(--ease-out);
}
.page-insurers .ins-card:hover { transform: translateY(-4px); }
.page-insurers .ins-card__plate {
  background: var(--surface); display: grid; place-items: center;
  padding: 1.4rem 1.1rem; min-height: 6.5rem;
}
.page-insurers .ins-card__plate img { max-height: 56px; width: auto; max-width: 90%; object-fit: contain; }
.page-insurers .ins-card__body { padding: 1.1rem 1.15rem 1.2rem; display: flex; flex-direction: column; gap: .55rem; flex: 1; }
.page-insurers .ins-card__name { font-size: 1.15rem; font-weight: 600; letter-spacing: -0.01em; }
.page-insurers .ins-card__blurb { font-size: .88rem; color: rgba(255,255,255,.78); }
.page-insurers .ins-card__badges { display: flex; flex-wrap: wrap; gap: .35rem; }
.page-insurers .badge {
  font-size: .7rem; font-weight: 600; letter-spacing: .08em; text-transform: uppercase;
  padding: .28rem .6rem; border-radius: var(--r-pill);
  background: rgba(255,255,255,.12); color: rgba(255,255,255,.85);
}
.page-insurers .badge--gold { background: rgba(248,176,16,.16); color: var(--gold); }
.page-insurers .ins-card__actions { display: flex; flex-wrap: wrap; gap: .5rem; margin-top: auto; padding-top: .4rem; }
.page-insurers .ins-card__actions .btn { padding: .55rem 1rem; font-size: .82rem; }
.page-insurers .btn--card {
  background: rgba(255,255,255,.12); color: var(--ink-inverse); border: 1px solid rgba(255,255,255,.22);
}
.page-insurers .btn--card:hover { background: rgba(255,255,255,.22); }
.page-insurers .btn--card[aria-expanded="true"] { background: var(--ink-inverse); color: var(--accent-deep); }

/* inline profile panel (View profile / whole-card click).
   Expand = grid-rows height + inner fade/slide, ~250ms, ease-out;
   both are killed under reduced motion (see media block below).
   visibility flips after the collapse so closed-panel links never
   catch keyboard focus. */
.page-insurers .ins-card__detail-wrap {
  display: grid; grid-template-rows: 0fr;
  visibility: hidden;
  transition: grid-template-rows 250ms var(--ease-out), visibility 0s 250ms;
}
.page-insurers .ins-card__detail-wrap.is-open {
  grid-template-rows: 1fr;
  visibility: visible;
  transition: grid-template-rows 250ms var(--ease-out), visibility 0s 0s;
}
.page-insurers .ins-card__detail { overflow: hidden; min-height: 0; }
.page-insurers .ins-card__detail-in {
  border-top: 1px solid var(--line-dark);
  padding-top: .8rem; margin-top: .35rem;
  display: flex; flex-direction: column; gap: .55rem;
  font-size: .88rem; color: rgba(255,255,255,.85);
  opacity: 0; transform: translateY(-6px);
  transition: opacity 250ms var(--ease-out), transform 250ms var(--ease-out);
}
.page-insurers .ins-card__detail-wrap.is-open .ins-card__detail-in { opacity: 1; transform: none; }
.page-insurers .ins-card__detail-in a { color: var(--ink-inverse); text-decoration: underline; text-underline-offset: 2px; }
.page-insurers .ins-card__detail-in .detail-label {
  font-size: .7rem; font-weight: 600; letter-spacing: .1em; text-transform: uppercase;
  color: rgba(255,255,255,.6);
}
.page-insurers .detail-block { display: flex; flex-direction: column; gap: .45rem; }
.page-insurers .detail-note { color: rgba(255,255,255,.85); }
.page-insurers .detail-source { font-size: .78rem; color: rgba(255,255,255,.6); }
.page-insurers .detail-visit.btn {
  align-self: flex-start; padding: .55rem 1rem; font-size: .82rem;
  text-decoration: none;
}

/* card entrance: <=250ms fade, killed under reduced motion */
.page-insurers .ins-card.is-entering { animation: insCardIn 220ms var(--ease-out) both; }
@keyframes insCardIn {
  from { opacity: 0; transform: translateY(10px); }
  to   { opacity: 1; transform: none; }
}

/* ---------- Empty state ---------- */
.page-insurers .hub__empty { text-align: center; padding: 3.5rem 1rem; }
.page-insurers .hub__empty-title { font-size: 1.4rem; font-weight: 600; margin-bottom: .4rem; }
.page-insurers .hub__empty-line { color: rgba(255,255,255,.75); margin-bottom: 1.4rem; }

/* ---------- No-JS: hide the interactive hub, show the fallback list ---------- */
html:not(.js) .page-insurers .hub__sticky,
html:not(.js) .page-insurers .hub__controls,
html:not(.js) .page-insurers .hub__grid,
html:not(.js) .page-insurers .hub__empty { display: none; }
html:not(.js) .page-insurers .hub { padding-top: 2.5rem; }

/* ---------- Focus visibility on the royal band ---------- */
.page-insurers .hub :focus-visible { outline-color: var(--ink-inverse); }

/* ---------- Responsive ---------- */
@media (min-width: 600px) {
  .page-insurers .hub__grid { grid-template-columns: repeat(2, 1fr); }
}
@media (min-width: 900px) {
  .page-insurers .hub__grid { grid-template-columns: repeat(3, 1fr); }
  .page-insurers .hub__tabs { flex-wrap: nowrap; overflow-x: visible; }
}
@media (min-width: 1200px) {
  .page-insurers .hub__grid { grid-template-columns: repeat(4, 1fr); }
}

/* ---------- Reduced motion ---------- */
@media (prefers-reduced-motion: reduce) {
  .page-insurers .ins-card.is-entering { animation: none; }
  .page-insurers .ins-card:hover { transform: none; }
  .page-insurers .ins-card { transition: none; }
  .page-insurers .ins-card__detail-wrap,
  .page-insurers .ins-card__detail-in { transition: none; }
}